Our Core Fundamentals

Where We Are Now

2021 Results

Our One Team Approach

Looking Ahead

• Scale and Size

• The Resilient Business Model That We Build To Stand Up To A Variety Of Economic Environments

• How Leveraging Advanced Technology And A Data Resource Driven Approach Is Key To Our Decision Making

• Continuing To Grow Our Footprint

• Fueling Sustainable Growth While Building A Rock Solid Foundation